Payment & Insurance Information
During your consultation at Ocean Plastic Surgery Center, we will review your treatment options and provide you with a personalized quote for the recommended procedures. To reserve your desired surgery date, a non-refundable deposit is required. The remaining balance is due in full at your pre-operative appointment, which is scheduled at least two weeks prior to your surgery.
We accept multiple forms of payment, including cash, cashier’s checks, and major credit cards. You may also use third-party financing options—such as PatientFi, Cherry, ALPHAEON Credit, or CareCredit—individually or in combination, depending on your needs.
Important Note About Insurance Coverage
Cosmetic procedures performed solely for aesthetic purposes are typically not covered by insurance. However, if surgery is performed to improve or restore function—and happens to enhance appearance—your insurance provider may cover part of the cost.
Coverage varies significantly between providers and plans, so we highly recommend contacting your insurance company directly before scheduling a consultation. While our team will assist in checking potential eligibility, patients are ultimately responsible for the full cost of their procedure.
Financing with PatientFi
At Ocean Plastic Surgery Center, everyone deserves to look and feel their best. That’s why we offer PatientFi—a flexible, stress-free financing option that makes it easier to say yes to the treatments you want. With simple monthly payments, quick approvals, and no impact on your credit score for applying, PatientFi helps you get the care you need without delay.
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Financing with Cherry
Ocean Plastic Surgery Center is proud to offer Cherry—a simple, flexible payment plan that allows you to split your treatment cost into manageable monthly payments. With Cherry, you can apply in seconds, get approved instantly, and choose a plan that works best for your budget. There’s no hard credit check to apply, and some plans even offer 0% APR.
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Financing with ALPHAEON Credit
Ocean Plastic Surgery Center also offers ALPHAEON Credit—a trusted financing solution for elective procedures. With ALPHAEON, you can take advantage of a 0% interest payment plan for 12 months or extended payment options with a 14.9% APR. There are no upfront costs, no hidden fees, and no pre-payment penalties, making it easier to plan your treatments with confidence.
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Financing with CareCredit
Ocean Plastic Surgery Center accepts CareCredit—a convenient financing option for elective procedures. CareCredit offers a 0% interest payment plan for 12 months, as well as extended payment plans with a 14.9% APR. There are no upfront costs, no hidden fees, and no pre-payment penalties, making it easier to manage your treatment costs with confidence.
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